So with interest rates at an their lowest level in 40 years, I was unable to resist filling out an application for refinancing the mortgage.
That’s how I would wind up sitting across from Klaus Wilmsmeyer submitting the paperwork. Over the next hour, we would spend more time talking football than the financing.
Wilmsmeyer, who played under Howard Schellenger from 1988 to 1991, is unquestionably the best punter in University of Louisville history, once booting an 84-yarder in the old Fairgrounds Stadium. He would go on to earn a Super Bowl ring with the San Francisco 49ers where he played from 1992 to 1994 before two years with the New Orleans Saints and the Miami Dolphins before retiring in 1998.
He is currently a loan originator for Old National Bank in Louisville. I had left a message on his telephone a couple of weeks ago but hadn’t heard back from him. He had had to return home to Ontario to help care for his ailing father. In the meantime, I had submitted an application with another bank.
Wilmsmeyer woke me up Tuesday with a telephone call, apologizing for not getting back. Over the next few minutes, he would let me know the other bank was going to make too much money off of us and he would follow up with a significantly lower rate. Seems some mortgage officers draw commissions while others, like Klaus, do not.
I pass along the info to fellow U of L fans who may be pondering a move. Wilmsmeyer is a professional in every sense of the term and will get you the best rate possible with a minimum of red tape.